As the name suggests, UniBank provides financial products and services catering to the financial needs of the university sector. Established by the Chemistry Department of the University of Australia in 1964, this financial institution aims to provide a exceptional banking experience to the staff, students and graduates of Australian Universities.

  • Bank Type


  • Founded


  • Headquarters

    Homebush, NSW

  • Industry

    Financial Services

  • Formerly/Predecessor

    The University Staff Credit(F)

  • Subsidiaries


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Pros & Cons-UniBank


  • Strict lending policies.
  • Signup Fees.
  • Customer Support.


  • High Property Value for First Home Buyers.
  • Strict Age Restrictions.
  • Home Loan for Self-Employed.

About of UniBank

UniBank is a well-established Australian bank that offers its customers a range of financial products and services. Its focus on customer ownership and service has made it popular for university staff members, students, and graduates across Australia.

Features & Benefits of UniBank

Here is a list of various features and benefits of UniBank:

  • Online and mobile banking services for easy access to accounts and transactions.
  • A range of personal and business banking products and services, such as savings and transaction accounts, loans, credit cards, and insurance.
  • Access to a nationwide network of ATMs and branches.
  • 24/7 customer support through phone, email, and online chat.
  • Extraordinary profits from your reserve funds and ventures - procure reward revenue with our Award Saver account.
  • You can pay with your telephone essentially and securely utilizing Apple Pay10, Google Pay11, or Samsung Pay12.
  • All UniBank fixed-rate home credits accompany a 100 percent offset.
  • A low-rate Mastercard with no yearly charge and simply 7.90% p.a. for the initial half year.
  • Simple ordinary financial record with no continuous month-to-month charges and incredible highlights to assist you with banking.
  • You can move cash and make quick, secure instalments progressively with our Web Banking and portable app7 using OSKO by BPAY®8 and PayID9.
  • Customer service that is personalised and personnel that is informed about finances.
  • Banking solutions that are practical and adaptable for busy people and enterprises.

Services Offered by UniBank

  • Reward Saver account reward revenue: Reward revenue is procured for every month that you store at least $50, make no withdrawals during the month, and the record has a credit balance consistently during that month.
  • Home advances and individual credits: All credit applications are subject to our capable loaning standards. Expenses and charges apply. Our Customer Loaning agreements are accessible on the web or from any of our workplaces.
  • Counterbalance facility: Terms and conditions for the home loan offset office are set out in our Buyer loaning terms and endlessly states of purpose, Records and access. Toward the finish of the proper rate time frame, the financing cost returns to the Flexi Decision credit variable yearly rate.

Types of Accounts in UniBank

Unibank Australia offers a range of personal and business banking products, including various types of accounts. Some of the account types offered by Unibank Australia include:

Everyday Direct Account

The Everyday Direct account offered by UniBank is a transaction account that is designed to help customers manage their everyday banking needs. This account is ideal for customers who need a simple and convenient way to manage their money

Bill Paying Account

Bill Paying account is a transaction account that allows customers to pay their bills electronically, either through online banking or by setting up automatic payments. 

Student Banking Account

The UniBank Student Banking Account is available only to Australian university students.

UniBank Opening Hours

Customers can contact UniBank's customer support staff for assistance with various questions within the below-mentioned time frame. 

Day Timing
Monday to Wednesday  8:00 am to 7:00 pm
Saturday  9:00 am to 3:00 pm
Sunday Closed

UniBank Contact Details / Customer Service

Customers of UniBank can get in touch with them using the following details: 

Contact details  1800864864, +61894218737
Email  [email protected] 
Social media  Facebook, Twitter, Instagram, Linkedin, Youtube

Frequently Asked Questions

How good is UniBank?

Financial institution UniBank Australia, which has been in business for more than 50 years, is owned by its customers. They provide various banking services for individuals and businesses, including savings accounts, transaction accounts, personal loans, mortgages, and credit cards. The Australian Prudential Regulatory Authority (APRA) oversees UniBank Australia, which is also a part of the Consumer Owned Banking Association.

Who is the owner of UniBank?

In 1964, UniBank was founded at the Department of Chemistry at the University of Western Australia.

What is UniBank known for?

UniBank is known for providing a secure and convenient online and offline banking experience, along with personal loans and insurance plans.

How much cash can I withdraw from the UniBank ATM?

The quantity of cash you can withdraw from a UniBank Australia ATM varies depending on the location of the ATM, the amount of accessible cash, and the type and balance of your account. The majority of UniBank Australia ATMs, however, have a $1,000 daily cash withdrawal cap per card.

What is the minimum balance for UniBank?

UniBank Australia does not have a minimum balance requirement for any of its 3 account types.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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