St.George Bank




St. Georgia Bank is an Australian Bank that renders a diverse range of products and services, including personal banking, business and corporate solutions. The bank also offers home loans starting at 4.59%, business loans, and personal loans at quite competitive rates. Moreover, these loans have flexible tenures that allow borrowers the maximum time to repay the loan.

  • Bank Type

    Subsidiary Bank

  • Founded


  • Headquarters


  • Industry

    Financial, banking

  • Formerly/Predecessor


  • Subsidiaries


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Pros & Cons-St.George Bank


  • Strict lending policies.
  • High Property Value for First Home Buyers.
  • Signup Fees.
  • Customer Support.


  • Strict Age Restrictions.
  • Home Loan for Self-Employed.

About St. Georgia Bank

Headquartered in Sydney, Australia, St. George Bank used to operate as an independent legal entity until a merger in 2008. The bank ceased as a standalone authorised deposit-taking establishment and was deregistered as a company. It achieved its complete banking status in 1992. Now, the bank carries out its operations under Westpac, which acts as St. George’s parent company.

The bank offers services predominantly in New South Wales. However, it has now branched out its operations across multiple industries, and business sectors in Western Australia, Queensland, and Victoria before the Bank of Melbourne brand (another division of Westpac) was relaunched in July 2011.

St. George has also expanded its processes in the Nothern Territory and South Australia under its subsidiary BankSA. The bank holds a wide range of ATMs and retail branches across Australia, and some back office operations are carried out in Bengaluru, India.

Features & Benefits of St. George Bank

The bank offers various products and services with various benefits and features. Given below are some significant features and benefits of the bank:

  • It is one of the leading Business and Retail Banking brands in Australia. 
  • The bank is known to deliver impeccable service and specialist financial advice for business and retail customers. 
  • The bank has got some innovative and award-winning products. 
  • St. George Bank rates for loans and term deposits are attractive.
  • Multiple products and services for personal, business, and corporate banking. 
  • The bank offers a basic home loan at one of the lowest interest rates (variable), starting at 4.59%.

Products & Services Offered by St. George Bank

The bank offers various personal and business banking services designed to cater to several financial needs of its customers. The most popular ones are as follows:


Customers can open different types of accounts with St. Georgia Bank. The accounts include savings accounts, business bank accounts, everyday accounts, term deposits, etc. Based on your requirements, you can open a required bank account. With the St. George Bank interest rates savings product, you can earn up to a 4.00% return on investment.


St. Georgie Bank provides all, whether you seek a home loan or personal or business loan. Home loans start at a fixed interest rate of 5.39% per annum. The maximum tenure for a home loan is five years.

The bank offers two kinds of personal loans — secured and unsecured loans. Secured loans start at an interest rate of 6.49%, and unsecured loans are offered at a competitive rate of 7.99%. 

Business Solutions

St. George Bank offers various business solutions to help you expand and restructure your business, manage your debtors, and manage your cash flow. St. George business solutions provide multiple solutions: Business Maximiser, Fixed Rate Loans, Variable Rate Loans, International Trade Finance, Commercial Overdraft, Corporate Mastercard, Equipment Finance, and more. 

Payment Solutions

With a range of EFTPOS (Electronic Funds Transfer at Point of Sale) terminals and eCommerce solutions rendered by the bank, you can receive the payments the way you want. The service allows you to continue trading even during outrages, access your takings fast, and receive 24/7 support.

Other than the services mentioned above, St. Georgia Bank also offers economic reports, credit cards for individuals and companies, Agribusiness solutions, Forex and international services, various insurance products, and more.

Types of Accounts in St. George Bank

St. George Bank allows its customers to open three types of accounts, namely:

  • Everyday Accounts
  • Savings Accounts
  • Term Deposits

Everyday Bank Accounts

Everyday Accounts by St. George is for everybody. Retirees, Young Adults, High School Students, and Concession Card Holders can open an Everyday Bank Account with no monthly fees. 

Savings Accounts

As the name suggests, this account lets you save money for both long and short terms. The account is tailored for easy access to your savings or to lock them out of reach. 

You can open three types of savings accounts: Incentive Saver, Maxi Saver, and Term Deposits.

Term Deposits

Invest money and earn returns starting at 4.00% per annum for 12 to 30 months. You will get an additional interest rate of 0.10% if you are an existing customer. You can start a term deposit with as little as $ 1,000. St George Bank interest rates on term deposits are quite competitive.

St. George Bank Opening Hours

St. George Bank hours of operation are from 9.30 am to 4 pm.

St. George Bank Contact Details / Customer Service

If you have any queries regarding the account opening process or loan applications, you can connect with St. George Bank customer services by calling on the following phone numbers:

Personal Banking: 13 33 30 from 8 am to 8 pm, Monday to Saturday (excluding public holidays)

From overseas: +61 2 9155 7800. 

Business Banking Online Helpdesk: 1300 554 004 from 8 am to 8 pm, Monday to Friday (EST)

From overseas: +61 2 9155 7818.

Business Banking: 13 38 00 from 8 am to 6 pm, Monday to Friday (EST)

From overseas: +61 2 9155 7800.

Phone Banking: 13 33 22, accessible 24x7

From overseas: +61 2 9155 7800.

Home Loans: 13 33 30.

Internet & Phone Banking Helpdesk:  13 33 30, operational 24x7

From overseas: +61 2 9155 7800.

Automotive Finance: 1300 301 315, from 8.30 am to 5.30 pm, Monday to Friday (EST)

Claim Unclaimed Money: 13 33 30 from 8 am to 8 pm (EST) (excluding public holidays)

From overseas: +61 2 9155 7800.

Report a lost or stolen credit card: 1800 028 208, 24x7 operational 

From overseas: +61 2 9155 7800

Frequently Asked Questions

How good is St. George Bank?

Your money is completely safe and secured with St. George Bank.

Who owns St. George Bank?

Westpac Banking Corporation owns St. George Bank, an Australian multinational bank. Westpac is the parent company of St. George.

How do I contact St. George Bank?

We have mentioned phone numbers above for various purposes. You can select and call on the required number.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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