ScotPac Business Finance




Scotpac Business Finance is one of the most prominent finance companies that cater to the working capital requirements of over 2,800 enveloping industries such as transport, labour hire, wholesale, manufacturing, printing and import. Raising adequate funds for SMEs so they can conclude their business without any hassle is at the heart of the operation of Scotpace Business Finance.

  • Bank Type


  • Founded


  • Headquarters

    Sydney, NSW

  • Industry

    Financial Services

  • Formerly/Predecessor


  • Subsidiaries


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Pros & Cons-ScotPac Business Finance


  • Strict lending policies.
  • Signup Fees.
  • Customer Support.


  • Home Loan for Self-Employed.
  • High Property Value for First Home Buyers.
  • Strict Age Restrictions.

About of ScotPac Business Finance

ScotPac was established in 1988. This company is New Zealand and Australia's largest specialist provider of working capital solutions. This company has a comprehensive range of invoice finance, trade finance and asset finance facilities for its customers. The executive team of this company has more than 100 years of business finance experience. The company has fully operated offices in Sydney, Melbourne, Adelaide, Brisbane, Auckland and Perth.

Features and Benefits of ScotPac Business Finance

This company has been given the award of the best debtor finance lender by the finance brokers. Another advantage of ScotPac is that the customers can avail of its services 24*7. So, customers can get all-time access for getting products and services.

Services Offered by ScotPac Business Finance

This company provides its customers with different kinds of commercial and business finance solutions. These solutions include invoice finance, business loans, trade finance and asset finance.

Invoice finance

Invoice finance helps businesses to improve their cash flow by impacting the day today's operations. The companies can use this to get a cash injection into their business to cover new opportunities or short-term costs. There is no property security required to get this kind of finance. The financial limit to them getting the finance wings is between $10,000 to $ 150 million. Companies can use this kind of funding to manage cash flow, buy a new business or start a new business, fund expansion, or pay off any consolidating debt.

Trade Finance

Scot Pac Trade Finance helps companies find their raw materials and inventory stock. With the help of this finance scheme, companies can use revolving lines of credit to pay off local suppliers in any currency possible. This company also facilitated transactions using Telegraphic Transfer or TT. The customers are also eligible to get funding for finished goods and an invoice finance facility that can cover cash flow gaps for at least 150 days. This finance provides flexible terms, covers multiple currencies, and provides international support for the customers. This provides more purchasing power to the customers for both simple and complex trade requirements for both domestic and international markets.

Asset Finance

Asset finance solutions provided by ScotPac help businesses by funding plants, vehicles and equipment so that the business gets more opportunities to expand. This asset financing solution is very flexible and can be easily tailored. The maximum financing period for asset financing is up to 5 years, and the rates are also very competitive. In addition, this company is well known for providing funding within 24 hours.

Business loans

ScotPac also provides business loans to companies. They give loans to help companies to expand their business or to improve internal operations. The expert team of this company can understand the business needs and determine the best kind of loan that will be suitable for different businesses. Approval time for loans here is also less compared to other companies.

ScotPac Business Finance Opening Hours

Given below are the contact details of ScotPac Business Finance, which you can use in case of any doubts or queries:

Day of the Week Opening Time Closing Time
Monday 9:00 AM 5:00 PM
Tuesday 9:00 AM 5:00 PM
Wednesday 9:00 AM 5:00 PM
Thursday 9:00 AM 5:00 PM
Friday 9:00 AM 5:00 PM
Saturday Closed Closed
Sunday Closed Closed

ScotPac Business Finance Contact Details

Given below are the contact details of the Commonwealth Bank of Australia, which you can use in case of any doubts or queries:

Bankstown Address 1 Bligh St L 1, Sydney, New South Wales, 2000, Australia
State New South Wales
Bankstown Phone Number 61 293729999
Customer Care Number 61 293729999
Phone (Commonwealth Bank Complaints Number) 61 293729999
Commonwealth Bank head office Address 1 Bligh St L 1, Sydney, New South Wales, 2000, Australia

Frequently Asked Questions

Who is the owner of ScotPac Business Finance?

The parent company of Scottish Pacific Group Limited is SME Capital Investments III Pty Ltd. The present CEO of this company is Jon Sutton. Other than this, this company also has a large number of shareholders to invest money in this company and enjoy ownership of the company.

What is ScotPac Business Finance known for?

ScotPac is New Zealand and Australia’s largest specialist provider of working capital. This company is well known for its wide area of products and business finance facilities. This company understands the needs of its clients and always aims to deliver progressive improvements and customer experience. This company is well known for its ability to understand customer needs while also managing external market trends.

How do I contact ScotPac Business Finance?

There are a number of ways in which you contact this company. To start with, you can call the company on the number 1300 177 496. Other than this, you can also go to the nearby office of the company. The company has an office in Sydney, Melbourne, Brisbane, Perth, Auckland, Guangzhou, Adelaide and many others. You can also mail the company at their customer care email id. You can also go to the social media pages and chat with the representatives there.

Is ScotPac Business Finance good?

ScotPac Business Finance is good and famous for its products and services. This company helps other small and large companies to fund their business or to develop internal operations. This bank provides flexible interest rates and other flexible terms. Loans can be received within 48 hours. The profits of the company have been increasing to a large extent.

Can I open up a ScotPac Business Finance account online?

You can use this company’s services without creating an account. To obtain services, however, you must either visit the company’s office in person or send the company a letter. Online inquiry forms are also available. The online website is open 24*7. So, you will always get access, and it is also very easy to get services from this company online.

How much can you withdraw from ScotPac Business Finance?

There is no limit to the amount of money that you can withdraw from Selfco Leasing. To start with, this is not a normal Bank. Selfco Leasing only provides financing in the form of invoice finance, asset finance, business loans and trade finance. So, the amount of funding will depend on the company’s creditworthiness and the loan term.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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