St.George Bank Personal Loans

About St. George Bank Personal Loan

Personal Loans - No matter what loan you choose, you get the response in only 60 seconds. There are unsecured personal loans and Secured personal loans.

• Unsecured Loan: General purpose of the loan is for purchasing a car, renovating, consolidating debt, or something else. The loan has personalised rates, fixed and variable, from 7.99% p.a. to 18.90% p.a. There is a limit to Borrowing $2,000 - $50,000, and the loan has Fixed or variable rate options. The loan has a set end date for your repayments ​
• Secured Personal Loan- The loan is for Buying a car and using it as security to get a lower rate. The loan has personalised rates, fixed from 6.49% p.a. to 12.99% p.a. (comparison rate 7.61% p.a. to 14.06% p.a.) One can have a Borrow limit from $3,000 - $80,000. There is a fixed rate of interest but a lower rate than our other personal loans.

Wedding Loan - Now, you can fund your wedding through the Unsecured Personal Loan and plan for your big day. You can borrow from $2K to $50K, it has flexible repayment options, and you can redraw money on variable rate loans from the amount you have repaid.

Renovation Loan- Now, you can plan for the renovation of your home and can give your house a grand makeover. You can benefit from different features like$2K to $50K, it has customised repayment options, and you can redraw money on variable rate loans from the amount you have repaid.

International Tours and Travel Loan - Now you plan your holidays with the Unsecured Personal Loan. You can also find out the way to save on foreign transaction fees while shopping online, sort out your travel money or use our currency converter.

Features of St. George Bank Personal Loan

Avail of the exclusive features of Personal Loans and achieve your goals. Some of the features of personal loans are -

• The personal loan is easy to apply for, and you get a response within just 60 seconds of your application.
• There are different tools and loan calculators (Car Loan Calculator, Personal Loan Repayment Calculator, and Borrowing Power Calculator) through which you can have a fair idea of the monthly repayment amount. Thus you can plan your financial budget accordingly.

Unsecured Personal Loan

• The borrower can choose the loan amount that is required based on the amount of debt that suits them.
• In the case of an unsecured loan, you will not have to offer any security deposit.
• You can redraw the amount from the amount you have repaid if required, but you need to be at least $500 ahead of your repayment. But each of your requests needs to be approved by the bank.

Secured Personal Loan

• You can have a lower rate of interest in the case of a Secured Personal Loan. However, in such a situation, you need to offer your car as a security deposit for accessing a lower rate of interest.
• You have an increased borrowing limit. You can borrow from $3K to $80K to spend on the new or the used car.

Other Services -

Bank and Save - This service provides the opportunity to Everyday accounts to manage your money on the go and savings accounts to help your savings grow.

Home Loans - St. George Bank provides Home Loans with sensational interest rates. Home loans allow you to buy your dream home and plan your budget accordingly.

Credit Card Services - You can choose from different surprising factors like Amplify reward points, Qantas Points, Low rate of repayment, and no fee required.

Invest and Ensure - You can also avail of the insurance service to protect your loved ones from any hazards. The Bank will get you covered with a range of Australia-wide insurance options. The bank also provides Business Banking services.

Eligibility Criteria for St. George Bank Personal Loan

You need to ensure that you meet the eligibility criteria mentioned below -

• You are aged 18 or over
• You have permanent residency in Australia/NZ
• You are a non-resident or migrant and hold an acceptable Visa with a minimum of 1 year before the expiry
• You have a regular, verifiable Australian taxable income
• You have a fixed, verifiable residential address in Australia.

How to Apply for St. George Bank Personal Loan?

You need to meet the criteria and need to follow the guidelines as mentioned by the bank. If you are ready to apply, you can apply for a loan online at any time. If you are already a NetBank customer, it takes 10 minutes to apply through NetBank, and you may receive funding the same day. You will get a response within just 60 seconds of the loan application.

• Sign into online banking to double-check that your personal details (name, address, etc.) are up-to-date
• Apply as an existing customer in the application form
• We will have answered some of the basic questions, such as personal details (name, address, etc.) on your application for you. Check that they are correct.

Documents Required for St. George Bank Personal Loan?

If you have certain documents on hand before beginning the application and have other documents ready for verification if your application is approved, applying online for a CommBank Personal Loan can be quick and simple.

• Proof of identity
• Current debts in your name (e.g. home loan, personal loans, other credit or store cards, as well as instalment purchases such as zip pay)
• Proof of income.
• All your regular monthly expenses (including phone bills, insurance, etc.)
• If you are a tax resident of another country, then you will need your foreign tax identification number.

Customer Service of St. George Personal Loan

The St. George Bank works to provide the best possible customer experience. They always try to provide the exact information to the customer and solve their queries as fast as possible. The expert team remains active in addressing any query, always in a positive way or in a negative way. You can always contact customer care by phone at 00 61 2 9155 7800 from Monday to Friday. Some selective branches are open on Saturdays too.

You can also visit their website at www.stgeorge.com.au