Liberty Financial Pvt Ltd Personal Loans



Liberty Financial Pty Ltd Personal Loan

Liberty is one of the leading lenders in the country that offers innovative solutions at attractive prices to support the diverse needs of their customers. With a plethora of loan options for your personal, business, home, and car financing needs, Liberty can help its customers get financing with easier and lenient terms. The company’s flexible and innovative approach has allowed it to garner more than 600,000 customers by sanctioning over $28 billion in funds over 22 years. Today, Liberty is a market trend setter by offering attractive solutions at nominal prices combined with exclusive service.

Liberty Financial Pvt Ltd Personal Loans Rates

Rate of Interest:7.64%
Comparison Rate:8.07%

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Pros & Cons-Liberty Financial Pvt Ltd


  • Strict lending policies.
  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.


  • High Property Value for First Home Buyers.
  • Home Loan for Self-Employed.

About Liberty Financial Pty Ltd Personal Loan

You can receive a personal loan interest rate in a more equitable and superior manner with Liberty's personalised rates. You may quickly determine what Liberty personal loan interest rate applies to you with their online rate estimator. A rate check has no impact on your credit score.

Features of Liberty Financial Pty Ltd Personal Loan

Since its founding in 1997, Liberty has provided various loans for people's houses, vehicles, enterprises, and other requirements. By advancing more than $28 billion in cash over 22 years, Liberty has assisted over 600,000 consumers because of its creative and adaptable business model. Although Liberty has no physical locations, it has a network of mobile consultants who may assist clients in finding the best loan.

Types of Loans

Secured personal loan

A secured Liberty personal loan can assist you in taking charge and achieving your goals when an opportunity presents itself, or unanticipated costs pop up.

  • Get a loan up to $80,000
  • 7-year maximum loan conditions
  • A car is needed as a security
  • Rates start at 7.64% annually (compare rate1A: 8.08% annually).
  • Maximum loan amount: $80,000
  • Minimum loan amount: From $5,000
  • Maximum loan term: 7 years
  • Minimum loan term: 3 years

Unsecured Loan

Considering upgrades, a vacation, or debt relief? Through their simple online application, you may quickly get the money for a Liberty Financial Personal Loan you need to realise your ambitious objectives.

  • Get a loan up to $80,000
  • 7-year maximum loan conditions
  • Fully online
  • Rates of comparison from 8.49% p.a.
  • Maximum loan amount: $80,000
  • Minimum loan amount: From $5,000
  • Maximum loan term: 7 years
  • Minimum loan term: 3 years

Eligibility Criteria

Any citizen or current permanent resident of Australia who is at least 18 years old may apply for a Liberty Fiancial personal loan. In order to qualify, applicants must be employed and make a minimum of $20,000 annually (the majority of your income cannot come from government subsidies).

How to Apply for Liberty Financial Pty Ltd Personal Loan?

  • Open the Liberty Online Personal Loan application portal.
  • Fill in the necessary details.
  • For secured loans, provide the details of the asset to be provided as security.
  • Provide supporting papers so that they can complete your application.
  • Wait for a response from the lender.
  • If the loan is approved, the applicant will get the loan amount within a few days.

Documents Required

  • In order to expedite the application process, the lender often automatically uploads your bank statements using a secure means.
  • They may use your tax records to verify your income if you are self-employed, and the lender may ask you to email them the documents.

In addition, Liberty Financial Pty Ltd can require you to email the bank copies of your identification papers.

Liberty Financial Pty Ltd Personal Loan Calculator

The Liberty Financial, personal loan payback calculator will assist you in creating a budget for life's special occasions, passion projects, or simply debt consolidation into a single, manageable repayment. You can use their personal loan payback calculator to estimate your weekly, biweekly, or monthly instalments.

Customer Service of Liberty Financial Pty Ltd Personal Loan

For queries and complaints, customers can call 13 11 33 or talk to a Liberty Advisor. Liberty's phone customer service helpline is available from Monday to Friday, 8 am to 7 pm AEST. In addition, customers with a hearing or speech disability can contact them through the National Relay Service.

Frequently Asked Questions

What is the interest rate of a personal loan in Liberty Financial Pty Ltd?

Secured personal loan interest rates will depend on the personal loan product you qualify for and our evaluation criteria, and they will range from 7.64% p.a. to 19.19% p.a.

What are the minimum and maximum loan amounts for a Liberty Financial Pty Ltd personal loan?

The maximum amount of personal loan for a Liberty Financial Pty Ltd personal loan is $80,000.00, and the minimum amount is $5,000.00

What is the loan term for a Liberty Financial Pty Ltd personal loan?

The maximum loan term for Liberty Financial Pty Ltd’s personal loan maximum tenure is 7 years, and the minimum term is 3 years.

How can I calculate my Liberty Financial Pty Ltd personal loan repayments using the loan calculator?

Based on the interest rate, length, and loan amount you would want to borrow, use their personal loan repayments calculator to determine your monthly payments.

How does Liberty Financial Pty Ltd customer service support customers with their personal loans?

You can call the Bank on 13 11 33 from 8 am to 7 pm AEST (Monday to Friday).

What happens if I miss a payment on my Liberty Financial Pty Ltd personal loan?

If you miss a payment, Liberty Financial can impose a late payment charge on the monthly EMI. In addition, if you miss multiple payments, they may impose additional penalties.

Can I get a Liberty Financial Pty Ltd personal loan if I have bad credit or no credit history?

Liberty Financial’s unsecured loans are not available for those with a bad credit history. However, those with a bad credit history can apply for a secured loan at higher interest rates. In addition, having no credit history will not affect your loan application.


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