Pepper Money




In the Australian mortgage and asset finance industries, Pepper Money, Australia, functions as a non-bank lender. Its main segments are mortgages, Asset Finance, loans, and other monetary services. The Mortgages division finances residential house loans and modest balance commercial real estate loans. For consumer and business users, the asset finance category provides financing assistance for many assets.

  • Bank Type

    Public Bank

  • Founded


  • Headquarters


  • Industry

    Financial Services

  • Formerly/Predecessor


  • Subsidiaries


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Pros & Cons-Pepper Money


  • Strict lending policies.
  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.


  • High Property Value for First Home Buyers.
  • Home Loan for Self-Employed.

About Pepper Money

Pepper Money, Australia, was established in 2000 and is the most trustworthy non-bank lender in Australia. They provide financial solutions funded through debt capital markets, which are flexible according to people's needs and help people achieve their planned financial dreams. Over the 22 years, they have proudly helped and assisted around 327,000 Australians. Pepper Money allows people in various ways, like providing loans for Homes, automobiles, equipment and asset, and Personal needs. They offer independent mortgage, personal loan servicing, and broker administration services.

Features & Benefits of Pepper Money

Following are the features and benefits of Pepper Money Australia that its customers can avail of:

  • Financing sustainable energy resources like low-emission vehicles, EVs, solar panels, etc.
  • Home Loans with variable and fixed interest rates for first-time buyers
  • People with low credit scores can also apply for a loan with Pepper Money.
  • Self-employed people can also avail of loans from Pepper Money.
  • Pepper Money provides tailoring of repayment 
  • Lower repayments with a balloon payment
  • Approval of loan in merely 90 days

Services Offered by Pepper Money

Pepper Money offers a variety of services for the ease of customers. Following is the list of services and products provided by the bank:

  • Home Loans

One can get a home loan with fixed or variable interest prices with a flexible repayment schedule.

  • Car Loans

Pepper Money offers car loans with reasonable interest rates and repayment schedules which you can tailor according to your financial needs.

  • Personal Loans

You can get personal loans with Pepper Money which have flexible deposit options and better interest rates.

  • Commercial Loans

Pepper Money also provides commercial equipment, assets, and commercial property loans. They provide loans with flexible loan terms and repayment schedules.

Pepper Money Opening Hours

Pepper Money is an online bank available for all your needs 24*7 on chat and call. One can reach out to them and use any of their services around the clock.

Pepper Money Contact Details / Customer Service

Customers of Pepper Money can connect with representatives through the following channels:
  • Customer support contact number (Car and Equipment/ Home Loan):  137 377  (Monday - Friday; 8:00 am-6:00 pm)
  • For Overseas Customers: +61 2 7227 1555
  • Personal Loan Enquiries: 1300 108 794  (Monday - Friday; 8:00 am-6:00 pm)

Frequently Asked Questions

How good is Pepper Money?

Pepper Money offers some of the best lending options for salaried or self-employed people. They have been a trusted lending partner since the year 2000 in Australia.

Who owns Pepper Money?

Pepper Global Topco Limited is the sole parent entity of Pepper Money.

How do I contact Pepper Money?

You can either register your questions/complaints by visiting their official website, or you can call on their customer support number for faster resolutions.

How much cash can I withdraw from Pepper Money?

The daily cash withdrawal limit of Pepper Money’s card is $1,020.

Is Pepper Money a good bank?

Pepper Money is a good and trustworthy lending option in the Australian financial market.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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