OnDeck Australia




OnDeck Capital is an innovative financial solution-providing entity that serves to favour small businesses by deploying required capital with minimal process time. They are constantly restructuring their delivery model as per the growing demands of small businesses, thereby efficiently utilising time and reducing hassle. They also incorporate an array of loan types to suit SME owners' needs better. Some of their standout products include KOALA scoring parameters and lightning loans.

  • Bank Type


  • Founded


  • Headquarters

    Sydney, NSW

  • Industry

    Financial Services

  • Formerly/Predecessor


  • Subsidiaries

    Enova International

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Pros & Cons-OnDeck Australia


  • Signup Fees.
  • Customer Support.


  • Home Loan for Self-Employed.
  • Strict lending policies.
  • High Property Value for First Home Buyers.
  • Strict Age Restrictions.

About of OnDeck Australia

The top online small business lender in the US, OnDeck Capital, has a subsidiary called OnDeck Australia. With its headquarters in Sydney, OnDeck Australia offers small businesses all around the nation business loans ranging from $10,000 to $250,000. Small business owners can apply for money from the company quickly and easily online, which makes it simple for them to build their companies. Throughout the lending process, OnDeck Australia's team of seasoned specialists offers tailored help to each of its consumers.

Features and Benefits of OnDeck Australia

OnDeck Australia offers a range of features and benefits that make it an attractive option for small businesses looking for financing. Here are some of the key features and benefits of OnDeck Australia:

  1. Quick and simple online application process on OnDeck Australia enables small company owners to apply for loans in just a few minutes.
  2. Fast Funding: Small businesses can get the money they need to build their companies quickly thanks to OnDeck Australia's loans, which are approved and funded within 24 hours of application.
  3. Flexible Repayment Options: Each small business' individual needs can be catered to with the flexible repayment choices provided by OnDeck Australia.
  4. No Hidden Fees: There are no hidden fees or charges associated with the loans offered by OnDeck Australia.
  5. Customized Support: Throughout the lending process, OnDeck Australia's team of seasoned professionals offers personalised help to its clients.
  6. Small business owners can estimate the cost of their loan and monthly repayments using the business loan calculator provided by OnDeck Australia on its website.

Services Offered by OnDeck Australia

OnDeck Australia offers a range of services to small businesses in Australia, including:

Business Loans

OnDeck Australia offers small businesses all around the nation business loans ranging from $10,000 to $250,000.

Line of Credit

OnDeck Australia additionally provides small businesses with access to money as and when they are required, up to their approved limit, through a line of credit.

Business Resources

Small business entrepreneurs in Australia have access to a variety of materials and tools through OnDeck, including free webinars, eBooks, and business guides.

Types of Accounts in OnDeck Australia

OnDeck Australia offers two types of accounts to small businesses:

  1. Term Loan: A term loan is a one-time payment that must be made over a predetermined amount of time, typically between three and twenty-four months. From $10,000 to $250,000, term loans are available through OnDeck Australia.
  2. Line of Credit: Up to the approved limit, a line of credit is a flexible finance solution that enables small firms to access capital as and when they require it. A $10,000–$100,000 line of credit is available through OnDeck Australia.

OnDeck Australia Opening Hours

Since OnDeck Australia is an online lender and does not have any physical locations, they do not have set business hours. But, their website is accessible around-the-clock, and customer support agents are always hand to help throughout regular business hours.

OnDeck Australia contact details

OnDeck Australia does not have a physical branch or a bank head office as it is an online lender. Here is the contact information for OnDeck Australia:

Contact Information
Customer care number 1800 676 652
Email [email protected]
Head office address Level 18, 175 Pitt St,
Sydney NSW 2000, Australia

Frequently Asked Questions

How good is OnDeck Australia?

OnDeck Australia is a reputable online lender that provides small business loans and lines of credit to eligible businesses. They have a simple application process, fast funding times, and flexible repayment options. They have received positive reviews from many of their customers, particularly for their customer service and support.

Who is the owner of OnDeck Australia?

OnDeck Australia is a subsidiary of OnDeck Capital, Inc., which is a publicly-traded company on the New York Stock Exchange (NYSE: ONDK). OnDeck Capital, Inc. was founded in 2006 and is headquartered in New York City, USA.

How do I contact OnDeck Australia?

You can contact OnDeck Australia by calling their customer care number at 1800 676 652 or emailing them at [email protected]. They also have a contact form on their website that you can fill out to receive a call back from one of their representatives.

How much cash can I withdraw from OnDeck Australia?

OnDeck Australia provides small business loans and lines of credit, so the amount of cash you can borrow will depend on your business’s creditworthiness and financial history. The maximum loan amount is up to $250,000, and the maximum line of credit amount is up to $100,000.

What is the minimum balance for OnDeck Australia?

OnDeck Australia does not require a minimum balance as they do not offer deposit accounts or savings accounts. They provide small business loans and lines of credit, which require regular repayments according to the terms of the loan or credit agreement.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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