oak capital




Oak Capital is paramount in specialised lending solutions, complementing its stellar fund management facility. They are one of the leading specialist lenders and thrive to provide class services pertaining to consultancy to their borrowing clients. Moreover, Oak Capital is a reliable source of financing owing to its fully audited funds and ASIC approval. Their specialisation and expertise allow them to guide their customers with great clarity.

  • Bank Type


  • Founded


  • Headquarters

    Melbourne, VIC

  • Industry

    Financial Services

  • Formerly/Predecessor


  • Subsidiaries


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Pros & Cons-oak capital


  • Strict lending policies.
  • Signup Fees.
  • Customer Support.


  • High Property Value for First Home Buyers.
  • Strict Age Restrictions.
  • Home Loan for Self-Employed.

About of Oak Capital

A boutique financial planning company, Oak Capital provides its clients with a high level of individualised care. The business approaches financial planning holistically, taking into account a client's total financial situation rather than just their investments. The company bases its investing strategy on a long-term, strategic approach that is intended to help clients accomplish their financial goals while reducing risk.

Retirement planning, superannuation planning, insurance planning, tax planning, and estate planning are just a few of the financial planning services provided by Oak Capital. Also, the company offers investment management services, such as asset allocation, portfolio design, and management.

Features and Benefits of Oak Capital

Focusing on customer service is one of Oak Capital's distinctive qualities. The company approaches financial planning with a personalised approach, adjusting its services to meet the particular requirements of each client. Additionally, the business provides ongoing support and guidance to its clients, assisting them in navigating the financial world's intricacies and coming to wise conclusions.

The investment strategy of Oak Capital is another advantage. The company adopts a long-term investing strategy, concentrating on high-quality, diversified investments that are intended to produce impressive returns over time. Based on thorough study and analysis, the company's investing approach aims to reduce risk while increasing returns.

Additionally, Oak Capital gives its customers access to a number of financial planning and investment management tools. Modern technology is used by the organisation to give clients immediate access to information about their investments and financial planning. This enables clients to keep informed about their financial development and make wise investment decisions.

Services Offered by Oak Capital

Oak Capital offers a range of financial planning and investment management services to its clients. These services include:

  1. Retirement Planning - By creating a thorough retirement plan that takes into consideration their income, spending, and long-term financial goals, Oak Capital assists customers in planning for their retirement.
  2. Superannuation - The company helps clients manage their superannuation accounts to maximise their profits and offers advise on superannuation.
  3. Insurance: To help clients secure their assets and reduce their financial risk, Oak Capital offers a variety of insurance alternatives.
  4. Tax Planning - The company gives clients advise on tax planning to reduce their tax obligations and increase their after-tax income.
  5. Oak Capital's estate planning services assist clients in making arrangements for the transfer of their property after their passing, ensuring that their final wishes are honoured and that their loved ones are taken care of.

In addition to these services, Oak Capital also provides investment management services, including portfolio construction and management, asset allocation, and investment strategy development.

Types of Accounts in Oak Capital

Oak Capital offers a range of investment accounts to its clients, including:

Managed Funds

Oak Capital gives customers access to a variety of managed funds, such as multi-asset, fixed income, and equity funds. Some of the top investment managers in the world oversee these funds.

Direct Shares

The company gives clients access to a variety of direct shares, allowing them to invest in certain businesses.

Investment Bonds

Oak Capital provides investment bonds as a tax-efficient means of making market investments. These bonds offer a variety of investment possibilities and can be used to pay for retirement or educational costs.

Oak Capital offers guidance and assistance to clients wanting to establish and administer a self-managed superannuation fund (SMSF) (SMSF). This service comprises help with the fund's creation, rule compliance, investment management, and ongoing assistance.

SMAs, or separately managed accounts, are a method for clients of Oak Capital to invest in a diverse portfolio of assets under the expert management of licenced investment managers. SMAs provide greater transparency and control over investing decisions and are a tax-efficient option to invest in the market.

Oak capital opening hours

Day Opening Hours
Monday 9:00 AM – 5:00 PM
Tuesday 9:00 AM – 5:00 PM
Wednesday 9:00 AM – 5:00 PM
Thursday 9:00 AM – 5:00 PM
Friday 9:00 AM – 5:00 PM
Saturday Closed
Sunday Closed

Oak Capital contact details

Contact Details Information
Bankstown Address Suite 1, 1-7 Rickard Rd, Bankstown NSW 2200, Australia
State New South Wales
City Bankstown
Bankstown Phone Number +61 2 9796 1166
Customer Care Number 1800 001 222
Head Office Address Suite 1801, Level 18, 56 Pitt Street, Sydney, NSW 2000, Australia

Frequently Asked Questions

How good is Oak Capital?

Oak Capital is widely regarded as a leading financial planning and wealth management firm in Australia. They have an experienced team of professionals who provide a personalized approach to financial planning and investment management. Oak Capital’s investment philosophy is based on a long-term, strategic approach that is designed to deliver strong returns while minimizing risk. Their cutting-edge technology and access to a range of investment options make them a top choice for investors seeking a high level of service and expertise.

Who is the owner of Oak Capital?

Oak Capital is a privately owned company. The firm was founded by John McIlroy in 1988 and is currently led by a team of experienced executives.

How much cash can I withdraw from Oak Capital?

The amount of cash that you can withdraw from Oak Capital depends on the specific investment products that you have purchased. Most investment products have a liquidity feature that allows you to withdraw funds on a regular basis, subject to certain conditions and fees. It is recommended that you review the terms and conditions of your investment products or contact Oak Capital directly for more information.

What is the minimum balance for Oak Capital?

The minimum balance required to open an account with Oak Capital may vary depending on the specific investment products that you are interested in. Some investment products may require a minimum investment amount, while others may not have any minimum balance requirements. It is recommended that you review the terms and conditions of your investment products or contact Oak Capital directly for more information.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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