Now Finance




NOW Finance is an Australian owned, top non-banking lender that provides simple, data backed personal loans. Headquartered in Melbourne, the company also provides services through its corporate offices located in Perth, Sydney, and Brisbane. The company provides a number of retail banking products like Home Renovation Loans, Car Loans, Debt Consolidation Loans, Medical Loans, and Personal Loans.

  • Bank Type

    Private Company

  • Founded


  • Headquarters


  • Industry

    Financial Services

  • Formerly/Predecessor


  • Subsidiaries


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Pros & Cons-Now Finance


  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.


  • Strict lending policies.
  • High Property Value for First Home Buyers.
  • Home Loan for Self-Employed.

About Now Finance

Now Finance is a subsidiary of the SBS Bank that possess a rich history of providing customer-centric product and services to the populace in Australia. Now Finance is a no fees lending institution that offers personalised loan products to customers. This lending institution provides loans for various purposes, such as personalised vehicles, medical, and renovation.

Features and Benefits

Now Finance is a lending institution that follows a tech-friendly approach to stimulate efficiency. Customers can avail of the following services from the institution:

  • The bank follows a three steps application process to limit the time and ensure quick disbursement.

STEP 1: Now Finance will provide the applicant with a confirmed credit rate instead of the estimated rate so that the borrower is not in for surprises. To facilitate this process, the lending institution also ensures that the applicant’s credit score isn’t impacted.

STEP 2: The applicant would then be required to complete their application online. They must share details such as the loan's purpose and financial situation and attach all the necessary documents.

STEP 3: Post the loan approval, and the applicant can access the account within 24-28 hours. The applicant can confirm their repayment plan with Now Finance and conclude the loan application by signing the loan contract digitally.

  • Now Finance offers a no-fee policy to minimise the loan cost for the borrowers. The loan applicant won’t have to spend a single penny on the fees if they raise funds from this lending institution.
  • Now Finance employs sophisticated tech-enabled solutions while reviewing the loan application to stimulate the efficiency of the loan disbursement process. This lending institution has designed the application process to disburse the amount to the applicant within 24 hours.
  • Now Finance provides borrowers with the option to choose both fixed and flexible repayment plans. This company also provides custom-made repayment plans with their budgetary goal in mind so that repayment is as hassle-free as possible.
  • Now finance aims to provide a simple and straightforward application and repayment approach to ease the ordeal of the loan for the borrowers.

Services Offered by Now Finance

Now Finance offers personal loans to the applicant so that they can raise funds to conclude their various personal purposes. The lending institution offers products and services to its customer base in Australia.

Vehicle Loans: Now finance offers vehicle loans to customers so that they obtain their dream car without any budgetary constraints. This lending company also offers loans to obtain other means of transportation, such as motorcycle loans, caravan loans, jet ski loans, and even boat loans.

Home Renovation Loans: One can also raise funds to refurbish their existing home with new ideas and designs. Now finance offers home renovation loans to provide financial assistance to customers who want to remodel their home or purchase furniture to augment the interiors.

Medical Loans: Now Finance also offers loans to customers to pay their medical bills so that there is no financial hindrance in their treatment. One can apply for a loan from this lending institution for treatments, such as dental loans, Vet loans and breast augmentation loans.

Personal Loans: Now Finance also provides personal loans to the applicant so that they can conclude their personal projects. One can raise funds from these lending institutions for purposes such as debt consolidation, weddings, higher education, travel and funeral.

Now Finance Opening Hours

The Now finance is open to customers during the following hours. It is to be noted that the timings provided below are Sydney/Melbourne timings.

Day Timings
Monday 9:00 am - 6:00 pm
Tuesday 9:00 am - 6:00 pm
Wednesday 9:00 am - 6:00 pm
Thursday 9:00 am - 6:00 pm
Friday 9:00 am - 6:00 pm

Now Finance Contact Details / Customer Service

NOW finance believes in providing round-the-clock customer care support to the customers so that they can cater to the inquiries of customers swiftly and efficiently. They have established several online and offline channels for customer support

Contact Number: 1300 275 369

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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