Established in 2013, Moula has come a long way in the lending business and has been building the future of business finance. The company uses an AI decision engine — HECTOR to change how businesses deal with financial services.

  • Bank Type

    Private Bank

  • Founded


  • Headquarters


  • Industry

    Financial Services

  • Formerly/Predecessor


  • Subsidiaries


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Pros & Cons-Moula


  • Strict lending policies.
  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.


  • Home Loan for Self-Employed.
  • High Property Value for First Home Buyers.

About Moula

Moula was launched in 2013 to aid small and medium business owners in Australia to gain ample access to the finances they need to grow and stabilize their businesses. In the traditional system, acquiring a business loan meant traversing through weeks of paperwork, hassle, and hurdles and wasting an unnecessary amount of time. However, using data to analyze business loan applications makes the process fast and hassle-free. The founders of Moula are some of the best finance industry experts passionate about using technology to simplify financing problems for small businesses. Since 2013, Moula has been helping Australian small and medium-sized business owners acquire finance, which is essential for their business growth. Aris Allegos established Moula, which has helped thousands of SMEs. In 2019, this Fintech lender increased the credit limit for SMEs by 250 million.

Features and Benefits of Moula

Moula is a loan service company that offers many features and benefits to its customers in Australia. Let’s take a look at their features.

  • Flexible Loan Amount: Borrower can get a loan from Moula worth $5,000 to $250,000.
  • Flexible Loan Terms: When you take a loan from Moula, you can opt for a loan of 1-2 years.
  • Easy Online Application: 7 minutes are all it takes to apply for a loan from Moula.
  • Unsecured loans: Moula believes in helping all businesses. Hence they offer unsecured loans.
  • No penalty on foreclosure: When borrowers foreclose their Moula business loan, they do not have to pay any penalties.

Now let’s look at the benefits that Moula offers.

  • Small Business Loans: Most banks reject small business loan applications. However, Moula believes all businesses are equal; hence they offer loans even to small businesses.
  • Quick Decisions: Borrowers don’t have to wait several days to determine whether they are eligible for a loan because Moula makes decisions within 24 hours.
  • No Hidden Fees: Moula has a completely transparent process, and no hidden fees are associated with their loans.

Services offered by Moula

The business loans Moula offers are varied and plenty in number. These loans help the consumer in several ways. First, Moula's Small Business Loan applications are reviewed one-on-one, and then the data analysis begins. The approval process is fast and simple. In just a matter of minutes, the form can be filled up, and then Moula springs into action by providing the necessary and useful information the customer needs.

Moula small Business loan

The minimum loan amount is $ 5000, and the maximum is $250,000. Loan security is unnecessary, and the loan period is 1-2 years.

When you apply for the loan,

  • A person is required to submit their business data, which Moula will use to determine the borrowers' eligibility.
  • An individual can apply for a loan of up to $250,000 with terms ranging from 1 to 2 years, and it only takes ten minutes for the application process.

Here are the features of the Moula Small Business Loan service:

  • Borrowers can apply for a loan between $5000 - 250,000.
  • The application process is simple and straightforward.
  • The loan terms are flexible and available according to the borrower’s eligibility.
  • No penalty on loan foreclosure.
  • Unsecured loans are available.

There are many benefits on offer from a Moula Business Loan.

  • SMART Box. SMART Box business tool
  • Automatic repayments. No direct repayments
  • loan between $5,000 and $250,000, making it suitable for various small business needs.
  • Repayments are flexible
  • Online account management.
  • An unsecured loan is available at Moula

Moula opening hours

Mentioned below are the opening hours of the Moula for the customer's reference.

Day of the Week Opening Time Closing Time
Monday 9 AM 5 PM
Tuesday 9 AM 5 PM
Wednesday 9 AM 5 PM
Thursday 9 AM 5 PM
Friday 9 AM 5 PM
Saturday(customer service) closed closed
Sunday(customer service) closed closed
Saturday (faults and technical support) closed closed
Sunday (faults and technical support) closed closed

Moula contact details

Mentioned below are the contact details of the Moula of Australia, which you can use in case of any doubts or queries:

 Address  South Tower, Level 9, 459 Collins St, Melbourne, VIC 3000, Australia
State Melbourne, Australia
City Melbourne
Phone Number +61 1300 885 893
Customer Care Number +61 1300 885 893
Phone (complaints)   +61 1300 885 893
Moula head office Address  South Tower, Level 9, 459 Collins St, Melbourne, VIC 3000, Australia

Frequently Asked Questions

How good is Moula?

One of the foremost money lenders in the country, it was established in 2013. This financial services company has dominated the SME sector for a long time. They provide top-market services and are essentially customer-centric. Benefits and privileges are offered to the customers. Various types of operating methods and easy accessibility are the key features of this company

Who is the owner of Moula?

Founded by Aris Allegos, Moula has helped thousands of SMEs in Australia as Moula has moulded their business model to meet the growing demand from small businesses for capital. In 2019, this Fintech lender increased the credit available to SMEs by 250 million.

How to apply for a loan from Moula?

Customers can fill out an online application form to apply for a business loan.

How do I contact Moula?

The company can be contacted in three ways: the address of the head office is South Tower, Level 9, 459 Collins St, Melbourne, VIC 3000, Australia. The phone number and email are +61 1300 885 893 and [email protected].

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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