Mortgage Ezy

Ratings

4.4

Overview

Ezy is a non-banking lending boutique operating across Australia, intending to revolutionise the mortgage market with its tech-enabled loan solutions. This lending institution caters to the requirements of its customer base through a wide range of customised loan products.

  • Bank Type

    Private Bank

  • Founded

    2001

  • Headquarters

    --

  • Industry

    Financial Services

  • Formerly/Predecessor

    --

  • Subsidiaries

    --

Need Home Loan Assistance?

+61

Pros & Cons-Mortgage Ezy

Pros

  • Strict lending policies.
  • High Property Value for First Home Buyers.
  • Home Loan for Self-Employed.
  • Signup Fees.
  • Customer Support.

Cons

  • Strict Age Restrictions.

About Mortgage Ezy

The Mortgage Ezy is a lending institution that specialises in providing customised loans to its borrowers. Mortgage Ezy aims to fulfil the financial goals of the borrowers by factoring in the individuality and customised needs of every borrower. Mortgage Ezy follows a coherent business strategy that consistently evolves as per the market shifts.

Mortgage Ezy is processing over two billion dollars annually. This non-banking lending institution has been regarded as one of Australia's most dynamic and renowned brands. This company was incorporated in 1994 and founded by Peter James, who had the vision to provide tech-enabled loan solutions.

Mortgage Ezy has received several accolades, as it has won the prestigious BRW Fast 100 Award thrice from 2005 to 2007. The firm is also the winner of SMSF lender of the year for 2022. Mortgage Ezy aims to push the envelope and consistently innovate mortgage solutions for its customer base in Australia. 

Features & Benefits of Mortgage Ezy

Mortgage Ezy provides its customers with the following features and benefits.

  • Provides up to 95% of LMI to professionals. 
  • Applicant is required to produce minimal documentation 
  • Accepts rents as savings. 
  • Provides SMSF loans to the borrowers 
  • Offers competitive interest rates on specialised loan products 
  • Accessibility for the borrowers on diverse sets of loan products
  • In-House mortgage approval ensures a fast turnaround time for loan disbursement 
  • Accounts 100% of the bonuses, overtime and second job income
  • Facilities such as Offset and redraw are available 
  • Evaluation of applications is done manually, the credit score is not accounted. 
  • Allows applications for the loans for NRAS/NDIS
  • Incorporates tech-enabled solutions to design customised loan products.

Services Offered by Mortgage Ezy

Mortgage Ezy offers the following services to its expanding customer base.

  • This non-banking lending institution employs the method of securitisation, which provides low-cost wholesale funding. The process is facilitated by pooling all the groups of residential home loans and utilising them as a security for investment bonds.
  • Mortgage Ezy aims to provide tech-enabled solutions to cater to the fund requirement of the population in the country.
  • Sponsored by major financial institutions in Australia, Mortgage Ezy provides customised loan products to provide secure low-cost funds to its customer base in Australia.

Types of Accounts in Mortgage Ezy

Mortgage Ezy offers the following types of loans through its business partners to cater to the diverse requirement of its customer base.

  • Special/Balanced Loans: Personal loans aimed to consolidate debt for their recipient
  • Prime Loans: These are financial products with low-default risk, low-interest rates and high credit scores.
  • Capitalizer Loans: Principal balance of the loans increases in case of defaults in repayment.
  • Specialist Loan: An amalgamation of specialised lending products in the marketplace.
  • Flexi Loans: Provides funds to the borrowers in the form of a credit line or overdraft facility.
  • Expat/ Non-residential Loan: Funds offered to specifically cater to the financial needs of ex-pats
  • Construction Loan: Allows borrowers to renovate their property by utilising the funds.
  • SMSF Loan: Investment loan specifically designed to cater to the fund requirements of an SMSF.
  • Commercial Loan: A financial loan that aims to realise short-term capital requirements for business owners.

Mortgage Ezy Opening Hours

Mortgage Ezy openings hours and mentioned in the table below:

Day  Timings (QLD) 
Monday  8:00 am to 6:00 pm 
Tuesday  8:00 am to 6:00 pm 
Wednesday  8:00 am to 6:00 pm 
Thursday  8:00 am to 6:00 pm 
Friday  8:00 am to 6:00 pm 

Mortgage Ezy Contact Details / Customer Service

The table provides information on the contact and customer service avenues established by Mortgage Ezy.

Telephone  1300 TEL EZY (835399)
Customer Care  [email protected]

Frequently Asked Questions

How good is Mortgage Ezy?

Mortgage Ezy is a mortgage manager that provides customised loan products to the population in Australia. The company employs tech-enabled solutions to cater to the financial requirements of the customer base in Australia.

Who owns Mortgage Ezy?

Mortgage Ezy is a non-bank lender company established by Peter James with the vision to provide mortgage solutions to customers so that they can realise their objectives and goals.

How do I contact Mortgage Ezy?

The customer can reach out to numerous telephonic and online channels established by the company to gain insight into the loan products offered.

How much cash can I withdraw from Mortgage Ezy?

The funds are allocated to the applicants based on their application. It is to be noted that Mortgage Ezy employs a different approach while evaluating applications as compared to the more orthodox financial institutions.

What is the minimum balance for Mortgage Ezy?

The minimum balance required is based on the loan product that the applicant wants to avail. Mortgage Ezy also accounts for other parameters while examining an application.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.

Disclaimer:

The website provides general information about various loan products, insurance products, credit scores & links to other websites or resources over which https://www.umoceania.com.au does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that https://www.umoceania.com.au is providing this information & links only as a convenience, and further agree that https://www.umoceania.com.au is not responsible for the veracity of such information. Please note that you before you decide whether or not to acquire a particular financial product you should assess whether it is appropriate for you in the light of your own personal circumstances, having regard to your own objectives, financial situation and needs. Confirm all product information directly with the provider of resepctive financial product before making a purchase decision. If you decide to acquire a financial product, you will deal directly with the provider and not with Urban Money Oceania and that neither https://www.umoceania.com.au nor its directors, employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website. And further that users use of links to such external websites are subject to the terms of use and privacy policies located on those sites.