La Trobe Financial

Ratings

4

Overview

La Trobe is one of Australia’s biggest Credit Asset Management companies which specialises in credit and asset management. Established in 1952, the primary offerings of the company include investment account offerings, private wealth management, and real estate credit. Headquartered in Melbourne, Victoria, the company also has corporate offices in Sydney, Hong Kong, and Shanghai. The organisation currently has assets worth over $13.5 billion under its management.

  • Bank Type

    Private Limited

  • Founded

    1952

  • Headquarters

    --

  • Industry

    Wealth & Asset Management, Financial Services

  • Formerly/Predecessor

    --

  • Subsidiaries

    --

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Pros & Cons-La Trobe Financial

Pros

  • Strict lending policies.
  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.

Cons

  • Home Loan for Self-Employed.
  • High Property Value for First Home Buyers.

About La Trobe Financial

La Trobe Financial strives to amplify the positive impact on its community by being one of the best asset management companies whilst assisting its customers with an array of lending schemes. The financial institution has been in the market for over seven decades and has a proven track record of assisting over 230,000 customers for monetary assistance worth more than USD 34 billion. Their customer base includes international institutions, large financial institutions, family offices, asset managers, and various investors. Currently, they have expanded to four major cities worldwide.

Features & Benefits of La Trobe Financial

La Trobe Financial is a lending institution with a heart. They have shown their dedication and courtesy towards the environment, society, and good governance. La Trobe Financial and its top-notch financial service providers have also been involved in maintaining a carbon-neutral stance along with native reforestation measures. Banks such as La Trobe Financial are an entity to look up to. Other than that, some of the features and benefits of La Trobe Financial are as follows.

  • La Trobe Financial excels in class financial products and a disciplined operational strategy.
  • Offers various financial services such as investment facilities, investment-related consultancy, loans, and insurance. 
  • Known for being as environmentally and socially responsible as they are on the financial front.
  • One can be involved in real estate fractional investing with the La Trobe Financial platform.

Services Offered by La Trobe Financial

In their seven decades of existence, La Trobe Financial has devised a few services that can assist their clients more effectively. With their services of investment solutions, they aim to assist people in realising their full potential. The major services offered by La Trobe Financial are as follows. 

Investments

La Trobe Financial has successfully created quality assets with a disciplined approach, enabling them to assist their myriad of investors in achieving their investment goals. With the invested amount, customers are assured of monthly interest payments. Moreover, they have built a reputation for not losing any investor capital since 2002. Also, it is a convenient investment plan for customers as there are no entry or exit fees required for customers to park their financial assets. There are seven kinds of accounts that one can choose. These include a definitive notice account, 90-day notice account, 6-month notice account, 12-month term account, 2-year account, 4-year account, and select investment account. 

Loans 

Another major service La Trobe Financial incorporates is the loan scheme. There are broadly two main types of loans that they offer. These are residential loans and commercial loans. With the residential loan, La Trobe Financial aims to provide its customers with financial independence and generation of wealth by assisting with a home purchase. For the same, this lender entity has devised various loan schemes that suit the need of an array of individuals. There are majorly ten different types of La Trobe Financial, residential loans, which includes a loan for the employed, loan for the self-employed, for construction of a new house, SMSF loan for investors, loans for everyday heroes, short-term bridge home loans, loans for non-residents, loans for rural area residents, parent-to-child home loans, and loans for senior citizens.

In the case of commercial loans, La Trobe Financial also has an array of loan products that will suit many borrowers' needs. There are six variants of commercial loans. These include full doc loans for PAYG and self-employed borrowers, LITE Doc loans for the self-employed, Lease Doc loans for rental funding as loans, SMSF loans for investors, development loans, and rural loans. 

Insurance 

La Trobe Financial has solutions for sudden emergencies in life in the form of an array of general insurances. These insurances include home & content insurance, landlord insurance, car insurance, and travel insurance.

Types of Accounts in La Trobe Financial Bank  

For those looking to invest with La Trobe Financial Bank, you can open a few accounts. These are explained below:

  • Classic Notice Account - This investment relies on mortgage assets, Australian currency, and credit instruments. The current rate of interest offered is 3.95% per annum which is a competitive variable rate. It does not involve any entry or exit charges. However, investors are paid monthly interest or allowed to reinvest. Lastly, investors can receive their investment amount within two days prior notice.
  • 90-Day Notice Account - This investment relies on mortgage assets, Australian currency, and credit instruments. The current rate of interest offered is 4.30% per annum which works in a variable rate of return. Investors can ask for their fund return with 90 days prior notice.
  • 6-Months Notice Account - This investment relies on mortgage assets, Australian currency, and credit instruments. The current rate of interest offered is 4.55% per annum which works in a variable rate of return. Investors can apply for an exit with a prior notice of 180 days.
  • 12-Month Notice Account - This investment relies on registered first mortgage loans. The current rate of interest offered is 5.55% per annum which works in a variable rate of return. There are no entry or exit fees if the investment is kept until maturity.
  • 2-Year Account - This investment relies on registered first mortgage loans. The current rate of interest offered is 5.65% per annum which works in a variable rate of return. There are no entry or exit fees if the investment is kept until maturity.
  • 4-Year Account - This investment relies on registered first mortgage loans. The current rate of interest offered is 5.85% per annum which works in a variable rate of return. There are no entry or exit fees if the investment is kept until maturity. This account requires a minimum investment of AUD 250,000.
  • Select Investment Account - This is more like a fractional investment account where individuals can choose their suitable mortgage rate movement. The offered rate of interest is 6.00% per annum. The minimum investment required is AUD 1000.

La Trobe Financial Bank Opening Hours

The La Trobe Financial Bank opening and closing hours are tabulated below:

Monday  8:30 am to 5:30 pm
Tuesday 8:30 am to 5:30 pm
Wednesday 8:30 am to 5:30 pm
Thursday 8:30 am to 5:30 pm
Friday  8:30 am to 5:30 pm

La Trobe Financial Bank Contact Details 

The financial institution has established the following channels where customers can reach out at their discretion.

  • Online Enquiry: https://www.latrobefinancial.com.au/contact/
  • Investor Enquiries: 1800 818 818
  • Email ID - [email protected]

Frequently Asked Questions

Who owns La Trobe Financial?

La Trobe Financial is owned by two private parties where 80% of the ownership belongs to the company Blackstone, and 20% of the ownership belongs to Mr Greg O’Neill.

Is La Trobe Financial government guaranteed?

The Australian Government does not insure La Trobe Financial, and whatever investment is made shall not be considered a bank deposit.

What does La Trobe Financial invest in?

La Trobe Financial primarily invests in mortgages, Australian cash, and other credit instruments.

How do I contact La Trobe Financial?

There are many ways to contact La Trobe Financial. For investor queries, one can contact 1800 818 818. For loan queries, one can reach out at 1800 777 000.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.

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