Heritage Bank Limited




Since its inception in 1875, Heritage Bank has gone on to establish itself as the second largest mutual bank in the country. Headquartered in Toowoomba, Queensland, the bank has a network of 62 branches and mini-branches in New South Wales and southern Queensland. This is a customer-owned bank, this means that it is owned by the customers and not shareholders. The bank provides a wide range of business, agri-business, and retail banking services.

  • Bank Type


  • Founded


  • Headquarters


  • Industry

    Banking, financial services

  • Formerly/Predecessor

    Toowoomba Permanent Building Society (1875) & Darling Downs Building Society(1897) (Merged in 1981) Rebranded as Heritage Building Society (Changed to Heritage Bank Limited in 2011) (F)

  • Subsidiaries


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Pros & Cons-Heritage Bank Limited


  • Strict lending policies.
  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.


  • High Property Value for First Home Buyers.
  • Home Loan for Self-Employed.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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