Granite Home Loans




Granite Home Loans is a newly established lender in the mortgage industry. In spite of being new in the sector, the company has stood out in various places. It has several longstanding and deep industry relationships through the broking and aggregation industry, many of which exist for more than 20 years.

  • Bank Type


  • Founded


  • Headquarters

    Sydney, New South Wales

  • Industry

    Financial Services

  • Formerly/Predecessor


  • Subsidiaries


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Pros & Cons-Granite Home Loans


  • Strict lending policies.
  • High Property Value for First Home Buyers.
  • Home Loan for Self-Employed.
  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.

Granite Home Loan

Three executives from the mortgage industry with a combined 50 years of experience founded this non-bank lender in Sydney's central business district in 2018. Even though there is a lot of competition and a lot of people in the mortgage sector, we thought we might make a difference by acting a bit differently. Currently, more than 5000 brokers around the nation are selling loan products.

Features and Benefits of Granite Home Loan

Granite Home Loans is a non-bank lender based in Sydney, Australia. Here are some of the key features and benefits of Granite Home Loans:


  • Flexible lending criteria: Granite Home Loans offers flexible lending criteria, which means they can consider borrowers who may not meet the requirements of traditional banks. This can include self-employed individuals or those with non-standard income streams.
  • Range of loan products: Granite Home Loans offers a range of loan products, including variable-rate loans, fixed-rate loans, and low-doc loans. This means that borrowers have a range of options to choose from depending on their circumstances.
  • Competitive interest rates: Granite Home Loans offers competitive interest rates on their loan products, which can make borrowing more affordable for borrowers.


  • Fast approval process: Granite Home Loans prides itself on its fast approval process, with loan applications typically approved within 48 hours. This can be particularly beneficial for borrowers who need to move quickly on a property purchase.
  • Personal service: Granite Home Loans offers a high level of personal service, with borrowers having access to a dedicated loan specialist who can guide them through the borrowing process.
  • No ongoing fees: Unlike many traditional banks, Granite Home Loans does not charge ongoing fees, which can help to reduce the cost of borrowing over the life of the loan.

No penalties for early repayment: Borrowers with Granite Home Loans can make extra repayments on their loans without incurring penalties, which can help to reduce the overall cost of borrowing. Overall, Granite Home Loans offers a range of features and benefits that can make borrowing more accessible and affordable for a wide range of borrowers.

Services Offered by Granite Home Loan

Professional service

With the help of innovative lending options, professionals can invest in residential real estate without paying LMI or depending on parental support. With these loans, you don't need to have any real savings, pay an LMI premium, or rely on your parents, so you can move into your new house more quickly and for less money.

SMSF- It is simple to fill out our application, read our acceptance letters and offers, and, most importantly, use our online banking system. Then, you can check your balances and put any leftover Fund money in your 100% offset account. ​ Standard Loans- Granite offers affordable loans, enabling you to settle into your new house more quickly. ​

Granite Home Loan Opening Hours

Day Time
Monday - Thursday 8:00 am – 4:00 pm
Friday 8:00 am – 5:00 pm

Granite Home Loan Contact Details / Customer Service

CUSTOMER ASSISTANCE 1300 737 058 [email protected]
BROKER ASSISTANCE   1300 232 999 [email protected]

Frequently Asked Questions

Who is the owner of Granite Home Loan?

Granite Home Loans is a company operating under Columbus Capital’s Origin wholesale distribution channel.

What is Granite Home Loan known for?

Granite Home Loan is a non-bank lender known for offering a diverse range of home loan services and products.

How do I contact Granite Home Loan?

You can contact Granite Home Loan customer service on 1300 737 058 if you are a customer or on 1300 232 999 if you are a broker associated with the company.

Is Granite Home Loan good?

Granite Home Loan is preferred by many because they offer a diverse range of home loans without any guarantors and with a 100% loan-to-value ratio.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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