Finance One




Finance One, established in 2010, strives to provide financial solutions for personal or business use. The firm offers vehicle, personal, small and business loans to borrowers with bad or no credit history. Recently discharged or bankrupt borrowers can also avail of the loan from this non-bank lender. Finance One has supported 190,300+ customers and 2,100+ SMEs Australia-wide. A potential customer can connect with their customer service by dialling 1800 958 137.

  • Bank Type


  • Founded


  • Headquarters

    Garbutt, Queensland

  • Industry

    Financial Services

  • Formerly/Predecessor


  • Subsidiaries


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Pros & Cons-Finance One


  • Strict lending policies.
  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.


  • High Property Value for First Home Buyers.
  • Home Loan for Self-Employed.

About of Finance One

Finance One takes great pleasure in being a responsible lender that evaluates the needs and situations of its clients from all angles. The business provides various loan products, including second chances loans for those with terrible credit, personal loans, car loans, business loans, and vehicle loans.

Features and Benefits of Finance One

Finance One's ability to adapt to the needs of its clients is one of its primary strengths. The business offers customised loan options to meet each customer's needs while taking into account their particular circumstances. Finance One is a desirable choice for those who might struggle to get financing from conventional lenders because it also offers competitive interest rates and flexible payback arrangements.

Finance One's dedication to ethical financing methods is another perk. The business evaluates its customers' financial circumstances holistically, taking into account their income, expenses, and credit history. This makes sure that consumers can comfortably handle their loan repayments and aren't put in a difficult financial scenario.

Services Offered by Finance One

Customers of Finance One can choose from a variety of loan products and services, including personal, business, auto, and second chance loans for individuals with poor credit. Personal loans from the organisation can be utilised for a variety of things, such as home improvements, debt consolidation, and unforeseen needs.

Finance The flexible repayment terms, and low-interest rates of One's vehicle loans are made to assist consumers in buying a new or used car. Small and medium-sized firms can obtain business loans with loan amounts of up to $250,000 and repayment lengths of up to five years.

Finance One offers second-chance loans for those with bad credit, which can help customers improve their credit history over time. These loans have higher interest rates, but they can be a valuable option for those who may have difficulty obtaining finance from traditional lenders.

Types of Accounts in Finance One

Finance One does not provide conventional savings or transaction accounts because it is a non-bank lender. Customers can apply for loans online or over the phone, and the company's loan offerings are made to satisfy both personal and commercial borrowing needs.

Finance One Opening Hours

The hours of operation for Finance One differ by department. The customer service department of Finance One can be reached Monday through Friday between 8:30 and 5:30 AEST. The company's loan processing team is accessible Monday through Friday from 9 am to 5 pm AEST.

Contact Details and Customer Service

Consumers can get in touch with Financial One via phone, email, or by filling out an online form. Contact the company's customer care department at 1800 346 663 or [email protected]. Customers can phone 1300 346 663 or email [email protected] with questions about loans. Brisbane serves as the location of the business's headquarters, and clients can learn more about the company's loan services and products by visiting their website.

Finance One takes great pleasure in offering its clients a high degree of support and assistance in terms of customer service. Customers can get assistance from the company's staff of knowledgeable loan advisers who can walk them through the loan application process and respond to any queries they may have.

Frequently Asked Questions

How good is Finance One?

For more than 20 years, Financial One has offered financial services to both people and companies. They have a solid track record in the market for offering affordable interest rates, adaptable repayment alternatives, and top-notch customer support.

Who is the owner of Finance One?

Finance One is a privately owned Australian company. The company was founded by Andrew Clouston in 1999, and he remains the CEO and owner to this day.

How do I contact Finance One?

Financial One has three ways for you to get in touch with them: by phone, email, or branch visit. Any queries or questions you may have regarding their goods and services can be answered by their customer support team.

How much cash can I withdraw from Finance One?

The amount of cash you can withdraw from Finance One will depend on the specific account you have with them. Some accounts may have limits on daily or weekly withdrawals, while others may allow unlimited withdrawals.

What is the minimum balance for Finance One?

Your specific account with Financial One will determine the minimum balance needed. A minimum deposit or continuous amount may be required for some accounts, while others may not have any minimum balance restrictions at all. For the best confirmation of your account’s unique requirements, contact Financial One immediately.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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