Equifax - Australia




Equifax has developed from a consumer credit business into a top source of insights and information that aids its clients in making wise decisions. The company organises, incorporates, and analyses data on more than 91 million enterprises, 820 million customers, and more. Its database also includes employee information provided by more than 6,600 employers. Equifax has operations or financial interests in 24 countries and is headquartered in Atlanta, Georgia. It is a member of the Standard & Poor's (S&P) 500® Index and is traded on the New York Stock Exchange (NYSE) under the symbol EFX.

  • Bank Type


  • Founded


  • Headquarters


  • Industry

    Financial Services

  • Formerly/Predecessor

    Credit Reference Association (F)

  • Subsidiaries

    Veda,Mirus Online, KMS Data, Kingsway Financial Assessments, The Prospect Shop

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Pros & Cons-Equifax - Australia


  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.


  • Home Loan for Self-Employed.
  • Strict lending policies.
  • High Property Value for First Home Buyers.

About of Equifax Australia

Leading suppliers of credit information and analytic tools include Equifax Australia. The business was founded in 1992 and has been doing business in Australia for more than 25 years. With years of experience in the credit reporting sector and large credit information databases, Equifax Australia can offer data-driven solutions that assist individuals and businesses in making sound financial decisions.

Features and Benefits of Equifax Australia

A variety of goods and services are available from Equifax Australia to assist people and organizations in managing credit risk, preventing fraud, and making wise financial decisions. The followings are some characteristics and advantages of Equifax Australia's products:

Credit reporting

Equifax Australia offers credit reporting services to businesses, enabling them to evaluate a potential customer's creditworthiness and decide whether or not to grant credit. In order to keep track of their credit history and guarantee the correctness of their credit file, people can also examine their credit report.

Identity verification

To assist businesses in confirming the identity of their clients and preventing fraud, Equifax Australia provides identity verification services. To confirm a person's identification, the service consults a variety of data sources, such as public records, credit reports, and government information.

Fraud detection

Equifax Australia provides fraud detection services to help businesses identify and prevent fraudulent activity. The service uses advanced analytics and machine learning algorithms to detect patterns and anomalies in transactional data, allowing businesses to identify potential fraud quickly.

Portfolio management

To assist businesses in managing their credit risk and selecting the right lending portfolios, Equifax Australia provides portfolio management services. With the help of the service, businesses may get data-driven insights that enable them to discover trends and possibilities and improve their financing strategy.

Services Offered by Equifax Australia

Equifax Australia offers a range of services that help businesses and individuals manage their credit risk and prevent fraud. Some of the services offered by Equifax Australia include:

  • Equifax Australia offers credit reporting services to both businesses and consumers. Companies can use credit reports to determine whether potential customers are credit-worthy, and individuals can use them to check their credit history and confirm the correctness of their credit file.
  • Identity verification: Equifax Australia provides identity verification services to assist businesses in confirming their clients' identity and preventing fraud. To confirm a person's identification, the service consults a variety of data sources, such as public records, credit reports, and government information.
  • Fraud detection: To assist organisations in identifying and preventing fraudulent behaviour, Equifax Australia offers fraud detection services. The solution helps firms swiftly identify potential fraud by using cutting-edge analytics and machine learning algorithms to find patterns and anomalies in transactional data.
  • Portfolio management: Equifax Australia offers portfolio management services to help businesses manage their credit risk and make informed decisions about their lending portfolios. The service provides businesses with access to data-driven insights that help them identify trends and opportunities, allowing them to optimise their lending strategies.

Types of Accounts in Equifax Australia

Equifax Australia offers a range of account types that cater to the needs of both businesses and individuals. Some of the account types offered by Equifax Australia include:

  • The most fundamental account type provided by Equifax Australia is the credit report. Your credit score, credit queries, and credit accounts are all included in the thorough report of your credit history that is given. You can use it to verify your credit report for any mistakes or discrepancies and pinpoint areas where your credit status needs improvement.
  • When there are any changes to your credit report, such as a new credit inquiry, new credit account, or default, this account type will send you an email or SMS alert. This function aids in the detection of any suspected identity theft or fraud.
  • Score Watch: With this account type, you have unlimited access to your credit score and are informed whenever there are any material alterations. The ability to track progress and make required adjustments makes this tool very useful for people trying to raise their credit scores.
  • Identity theft protection is provided to you at a minimal level with this account type, ID Basic. It includes identity theft insurance, a fraud support centre, and credit monitoring, which notifies you if your credit report is changed.
  • ID Complete: With this account type, you are completely protected against identity theft. It offers services for identity restoration, fraud support, credit monitoring, and identity theft insurance.
  • Business Credit Report: With this account type, businesses can access credit reports and other data pertaining to their operations. Before entering into any transactions, it enables businesses to investigate the creditworthiness of possible partners, suppliers, or clients.

Equifax Australia opening hours

Day of the Week Opening Hours
Monday 8:30am - 5:00pm AEST
Tuesday 8:30am - 5:00pm AEST
Wednesday 8:30am - 5:00pm AEST
Thursday 8:30am - 5:00pm AEST
Friday 8:30am - 5:00pm AEST
Saturday Closed
Sunday Closed
Please note that Equifax Australia is closed on all public holidays.

Equifax australia contact details

Information Details
Bankstown Address N/A
State N/A
City N/A
Bankstown Phone Number N/A
Customer Care Number 138 332
Bank Head Office Address Level 6, 176 Wellington Parade South, East Melbourne VIC 3002

Frequently Asked Questions

How good is Equifax Australia?

Since many years ago, Equifax Australia has been a respected and trustworthy credit reporting agency in Australia. It offers a selection of goods and services aimed at assisting people and companies in managing their credit status and safeguards themselves against identity theft. The privacy and security of its clients’ data are major priorities for Equifax Australia.

Who is the owner of Equifax Australia?

Equifax Inc., a global provider of information solutions with headquarters in the United States, owns Equifax Australia as a subsidiary. Since its founding in 1899, Equifax Inc. has expanded its global footprint to over 24 nations.

How much cash can I withdraw from Equifax Australia?

Since Equifax Australia is not a bank, it does not offer services for cash withdrawals. Credit reports and other related services are offered by the credit reporting firm Equifax Australia.

What is the minimum balance for Equifax Australia?

Since Equifax Australia is not a financial institution, there is no minimum balance requirement. A variety of goods and services are available from Equifax Australia to help people and businesses manage their credit standing and safeguard themselves against identity theft. When registering for any of Equifax Australia’s offerings, it’s crucial to carefully read the terms and conditions, as the price of each good or service may differ.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

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Urban Money Oceania Exclusive Deals

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Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.


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